Authorised & regulated · Central Bank of Ireland
Mon–Fri · 08:00–18:00
38 European markets
Not sure if you qualify? Use our quick eligibility checker to get an instant indication — no credit impact, no commitment, completely free.
Of complete applications meeting the criteria below received approval in 2024.
Our criteria differ slightly by loan type. Select your profile below to see exactly what applies to you.
Borrowers must be at least eighteen on the date of signature, and not older than seventy at the projected date of final repayment.
You must be a resident of a European country. We accept both citizens and legal residents with valid residence documentation.
Applicants must demonstrate a regular source of income — whether from employment, self-employment, pension, rental income, or business activity.
A valid government-issued ID (national identity card or passport) is required. The document must be current and not expired.
Your file must show no active default, judgment, or insolvency event. Historical issues that have been fully discharged for two years or more do not preclude approval.
Funds must be used for a lawful purpose, declared on the application, and broadly identifiable as belonging to one of our twelve product categories.
Trust Line keeps documentation deliberately minimal. Below are the three files we ask for. Nothing else. No notarised letters, no employer references, no nine-year tax history.
A government-issued photo ID, valid on the date of application. Most applicants submit a national ID card or passport.
A utility bill, tenancy agreement, or municipal residency certificate dated within the last three months.
Three most recent payslips for salaried applicants, or the last two years of tax returns for self-employed applicants.
We believe in full transparency. Here is a clear breakdown of who qualifies and who does not — no grey areas.
Full-time, part-time, or contract workers with a verifiable income source.
Consultants, traders, and independent professionals with taxable income.
Registered businesses at any stage — startups to established enterprises.
Pensioners with a stable monthly income are fully eligible to apply.
We review your full situation — not just your credit score. Everyone deserves a chance.
Valid residency permit holders across Europe are welcome to apply.
We are legally required to only lend to adults aged 18 and above.
TrustLine Fund exclusively serves residents based within European countries.
We require at least some form of verifiable income or financial resource to assess repayment.
Our minimum loan threshold is €1,500. Requests below this amount fall outside our offering.
All loan purposes must be lawful and declared. We do not fund unlicensed or illicit activity.
We do not finance high-risk speculative activities that carry extreme financial risk.
Ready to apply? Our team is standing by to review your application and get you funded within 72 hours — no matter your situation.
Project your monthly repayment in seconds
